Preparing to Buy
Before you begin touring properties, a few strategic preparations will position you for a seamless, sophisticated buying experience.
Prepare Your Green File
A polished financial profile is essential in the luxury market. Assemble a comprehensive green file that includes:
- Personal financial statements
- Bank and investment accounts
- Credit obligations
- Recent pay stubs and two years of tax returns
- Leases for any investment properties
- 401K, life insurance, and all portfolio holdings
This documentation ensures you can secure top-tier financing with ease.
Review Your Credit Profile
In high-value transactions, your credit rating shapes both your purchasing power and the exclusivity of financing options available. Partner with a seasoned lending professional to review your credit reports from Equifax, Experian, and TransUnion. I am pleased to connect you with elite lenders specializing in luxury residential, construction, commercial, and investment financing.
Maintain Financial Stability
As you move toward acquisition, avoid major purchases, new credit lines, or abrupt career changes. Financial consistency reflects strength — and positions you for the most favorable terms on a premium property.